Effective Date: August 21, 2025
Monrod Enterprises, Inc. (“Monrod,” “we,” “us,” or “our”) values your privacy and is committed to safeguarding your personal and business information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website monrod.com, contact us, or use our financial and business restructuring services.
This Policy complies with applicable U.S. federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA), the Florida Digital Bill of Rights (FDBR), the Telephone Consumer Protection Act (TCPA), and the Children’s Online Privacy Protection Act (COPPA).
1. Information We Collect
We may collect the following categories of information:
- Personal Information: Name, email address, phone number, mailing address, job title, and identification numbers (such as Social Security or Tax ID, if required for financial services).
- Business and Financial Information: Company financial statements, accounts receivable, investment data, contracts, and related documents required for restructuring or financing.
- Payment Information: Bank account details, invoices, and billing records.
- Online Identifiers: IP address, device type, browser type, operating system, and cookies or similar technologies.
- Usage Data: Website navigation details, pages visited, links clicked, and session times.
- Communication Preferences: Records of consent for email, SMS, or other communication.
2. How We Collect Information
We collect information in three ways:
- Directly from You: When you fill out forms on our site, request consultations, or communicate with us by email or phone.
- Automatically: Through cookies, analytics tools, and server logs while you browse our website.
- From Third Parties: Such as credit bureaus, financial institutions, or partners involved in providing services to you, always in compliance with applicable law.
3. How We Use Your Information
Your information is used to:
- Provide, manage, and improve our financial and restructuring services.
- Evaluate and process financing and restructuring opportunities.
- Communicate with you about your account, transactions, or services.
- Send marketing communications (only with your consent).
- Comply with regulatory and legal obligations under state and federal law.
- Enhance website functionality and customer experience through analytics.
4. Sharing and Disclosure of Information
We do not sell personal information. We may share your data only under these circumstances:
- Financial Partners and Institutions: To process restructuring, asset management, or financing services.
- Service Providers: Vendors such as IT support, data storage, analytics, or communications platforms, bound by confidentiality agreements.
- Legal Obligations: To comply with subpoenas, regulatory requests, or fraud prevention laws.
- Business Transfers: In case of a merger, acquisition, or sale of assets, provided appropriate safeguards are in place.
5. Cookies and Tracking Technologies
We use cookies and tracking technologies to:
- Enable essential website features.
- Analyze visitor traffic and improve performance.
- Provide relevant content or communications.
You may disable cookies in your browser settings; however, some features of the site may not function properly.
6. Data Security
We use industry-standard safeguards to protect your information, including encryption, secure servers, and restricted access controls.
While no method of transmission is 100% secure, we take reasonable measures to reduce risks.
In the event of a data breach, we will notify affected individuals and regulators in compliance with the Florida Information Protection Act of 2014.
7. Data Retention
We retain your data only as long as necessary to:
- Fulfill the purposes described in this policy.
- Meet regulatory and compliance obligations (e.g., financial record retention of up to 7 years).
- Maintain consent records for marketing communications (minimum 4 years, per TCPA).
When no longer needed, data is securely deleted or anonymized.
8. Your Rights
Depending on your location, you may have rights under U.S. and Florida privacy laws, including the right to:
- Access and obtain a copy of your personal data.
- Request corrections to inaccurate data.
- Request deletion of your personal data (subject to legal obligations).
- Opt out of marketing communications.
- Limit or restrict certain processing activities.
To exercise these rights, please contact us at info@monrod.com.
9. Children’s Privacy
Monrod does not knowingly collect or solicit information from children under 13 years old. If such information is discovered, it will be promptly deleted.
10. Third-Party Links
Our website may link to external websites. We are not responsible for their content or privacy practices. We encourage you to review their privacy policies before sharing information.
11. Changes to this Policy
We may update this Privacy Policy periodically. The updated version will be posted on monrod.com, with the “Last Updated” date reflecting the changes. Significant changes may also be communicated directly when required.
12. Contact Us
If you have questions, concerns, or wish to exercise your rights, please contact us:
Monrod Enterprises, Inc.
- Email: info@monrod.com
- Phone: (786) 832-0493
- Address: 3105 NW 107th Ave, Suite 400, Doral, FL 33172
For unresolved privacy concerns, you may also contact the Florida Department of Legal Affairs at (850) 414-3990.
Suggested text: Our website address is: http://127.0.0.1.